Credit Analyst Centralized

Join WOM Finance as a Credit Analyst Centralized and play a pivotal role in our financial operations based in Bandung. You'll be responsible for conducting comprehensive feasibility analyses of consumer credit applications, ensuring compliance with company policies and industry regulations. This role offers a unique opportunity to work with cutting-edge financial tools and systems, including SAP and Oracle, while collaborating with a dynamic team to drive our financial growth.

WOM Finance is a rapidly growing fintech company that specializes in providing innovative financial solutions to consumers. With a strong focus on customer satisfaction and financial inclusion, we are committed to delivering exceptional services and building a sustainable future for our customers. In this role, you will have the chance to work on a diverse range of credit assessments, from personal loans to credit cards, and make a tangible impact on our customers' financial journeys.

📋 Tanggung Jawab Pekerjaan

• Conduct thorough credit analyses for consumer loan applications, evaluating financial statements, credit history, and other relevant factors.
• Develop and maintain credit policies and procedures to ensure compliance with company guidelines and regulatory requirements.
• Utilize SAP and Oracle systems to manage and analyze credit data, ensuring accuracy and efficiency.
• Collaborate with cross-functional teams to provide financial insights and recommendations for credit decisions.
• Monitor credit performance and risk exposure, implementing strategies to mitigate potential risks.
• Stay updated with industry trends and regulatory changes to ensure compliance and continuous improvement.
• Provide training and support to junior team members to foster a culture of continuous learning and development.
• Participate in performance reviews and goal-setting exercises to drive individual and team success.

🎓 Kualifikasi & Syarat

• Bachelor's degree in Finance, Accounting, or a related field.
• Minimum 3 years of experience in credit analysis or a similar role in the financial industry.
• Proficient in using SAP and Oracle financial systems.
• Strong knowledge of credit risk management principles and practices.
• Excellent analytical and problem-solving skills with the ability to make data-driven decisions.
• Strong communication and interpersonal skills, with the ability to work effectively in a team environment.
• Familiarity with credit scoring models and financial analysis techniques.
• Ability to work under pressure and meet tight deadlines in a fast-paced environment.

🛠️ Keahlian

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